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What to do with the money you get from your wedding?

Getting married is an important milestone in life, brimming with joy and enthusiasm. Unfortunately, it can also be expensive - from the venue to the dress and catering, every expense adds up. Thankfully, weddings also provide a chance for financial freedom; family and friends usually give generous monetary gifts to help the newlyweds on their journey together. If you're wondering how best to use your wedding money, we've got you covered! In this article, we look at some smart ways to put that money to good use.


Newlyweds often receive monetary gifts from their family and friends to help them get their new life off to a great start. This article identifies some savvy ideas on how they can make the most of these gifts.

Pay off Debts

Debts can be a huge stress on your finances and can have an impact on your credit score. It may be a good idea to make use of wedding money to pay off higher-interest debts like credit cards or personal loans. Afterwards, focus on paying off any lower-interest debts such as student loans or car payments. Doing so could give you greater financial security and provide some much-needed relief.

Invest in Your Future

Investing your wedding money can be a great way to safeguard your financial destiny and amass wealth. Think about putting it into a pension plan or buying stocks, but do your due diligence before making any decisions.

Build an Emergency Fund

No one can predict the future, and emergency expenses may arise without warning. To avoid being caught off guard, establish an emergency fund using some of your wedding funds. Aim to have at least three to six months' worth of living expenses saved up.

Save for a Deposit

Planning to buy a house? Putting away wedding money for a down payment makes financial sense. The larger the sum, the less you will have to borrow, potentially saving you big bucks in the future. Ideally, putting aside at least 10% of the home's cost is best depending on your circumstances.

what to do with the wedding money

Invest in Your Career

Investing in your career is a great way to help you move forward and reach your financial objectives. Using your wedding money to take classes, participate in a conference, or get certified can be extremely beneficial for advancing in your field. Also, think about starting up a business or investing in a side hustle with the funds.


Using your wedding money to fund a trip is a great way to experience new cultures and create lasting memories. Travelling can be an unforgettable opportunity to do just that. You can backpack through Europe, go on a safari in Africa or lounge on a tropical beach; the choice is yours.

Make Home Improvements

Owning a home can be a significant investment, and using your wedding money to make home improvements can increase its value and improve your quality of life. Consider upgrading your kitchen, adding a bathroom or finishing your basement. You can also make energy-efficient upgrades like installing solar panels or upgrading your HVAC system.

Donate to Charity

Giving back to society can be a rewarding experience. Consider using your wedding money to donate to a charity close to your heart. It can be a great way to help others and make a positive impact on the world.


Getting monetary gifts on your wedding day is a great way to start your new life together, and the tips we've discussed can help you make the most of it. Whether you choose to pay off debt, invest in your future or travel, the key is to be intentional with your spending and use the money wisely.

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